Germany Tax Calculator 2024
Calculate your German Brutto-Netto salary. Includes income tax by Steuerklasse, solidarity surcharge, church tax, and all social insurance contributions with employer split.
Net Pay (Netto)
€33,559
€2,797/mo
Income Tax
€14,681
Social Contributions
€11,760
Effective Rate
44.1%
| Deduction | Yearly | Monthly |
|---|---|---|
| Income Tax | €14,681 | €1,223 |
| Health Insurance (7.3%) | €4,380 | €365 |
| Pension Insurance (9.3%) | €5,580 | €465 |
| Unemployment Ins. (1.3%) | €780 | €65 |
| Care Insurance (1.7%) | €1,020 | €85 |
| Net Pay | €33,559 | €2,797 |
💡 Your employer also pays ~€11,556 in social contributions on top of your gross salary.
Frequently Asked Questions
What are the German tax classes (Steuerklassen)?
Germany has 6 tax classes: Class I (single/divorced), Class II (single parent), Class III (married, higher earner), Class IV (married, equal earners), Class V (married, lower earner — paired with III), Class VI (second job). Classes III+V vs IV+IV mainly affect monthly withholding; annual tax is the same.
What is the Solidarity Surcharge (Solidaritätszuschlag)?
The Soli is 5.5% of your income tax, but only applies if your annual income tax exceeds €18,130 (single) or €36,260 (married). Since 2021, about 90% of taxpayers no longer pay it. High earners above ~€96K salary still pay it.
How much are German social contributions?
Employee shares (2024): Health insurance ~7.3% (+avg 0.9% supplement), Pension 9.3%, Unemployment 1.3%, Care insurance 1.7% (or 2.3% if childless over 23). These are split roughly 50/50 with your employer. Total employee share is ~20% of gross.
What is Church Tax and can I opt out?
Church tax (Kirchensteuer) is 8% (Bavaria/Baden-Württemberg) or 9% (all other states) of your income tax. It applies only if you are registered as Catholic or Protestant. You can opt out by officially leaving the church at your local civil registry (Standesamt).
Is this calculator accurate for my Steuererklärung?
This provides estimates using 2024 progressive formula and simplified social contribution rates. It does not account for individual health insurance supplements, child allowances (Kinderfreibetrag), Riester/Rürup deductions, or Werbungskosten. Use for planning and consult a Steuerberater for filing.